Making New Traditions – The Ripple Effect

Making New Traditions

The loss of my son Joel Alan McNeil was devastating to me. It left a hole in my family that could never be filled.
I have chosen to add a new holiday tradition to my life. This new tradition is a remembrance service where I give a picture of my wonderful son Joel and words of love in honor of his life.
I join with other families and honor them as well. I still am sad, yet I am also joyful as I celebrate his life.

Governor signs HB 2324 as a boost to Arizona military families

May 25, 2016
PHOENIX — A bill to allow spouses of active duty military personnel stationed in Arizona to qualify for Arizona resident hunting and fishing licenses has been signed into law. Governor Doug Ducey signed House Bill 2324: G&F; military spouses; resident licenses, sponsored by Representative Frank Pratt (LD-8, Casa Grande).

The Arizona Game and Fish Commission voted unanimously at their January 2016 meeting to support this expression of gratitude for the families whose service and sacrifice protect our liberties. Under current law, an active duty member of the armed forces of the United States stationed in Arizona either permanently or temporarily may purchase a resident license permitting the taking of wildlife. HB2324 now extends that privilege to their spouses as well.

“In partnership with Rep. Pratt, the Arizona Game and Fish Department and Commission are proud to honor our active duty military and their spouses. We thank them, and all our veterans, for their sacrifice and service to this country.” said Commission Chairman Kurt Davis.

A valid license is required for taking wildlife, including fish, in Arizona. A resident of Arizona can enjoy the benefits of a combination Hunting and Fishing license, valid for 365 days from the date of purchase, for only $57.

In general, an Arizona resident is a person who is domiciled (claims the state of Arizona as their permanent home and principal residence) in this state for six months immediately preceding the date of application for a license, permit, tag, or stamp and does not claim residency for any purpose in another state or jurisdiction.

Through the years, the department has consistently implemented programs that provide hunting tags and opportunities for veterans, wounded warriors, and military personnel to hunt on military installations throughout AZ.

The Department also has partnered with non-profit organizations serving veterans so that unused hunting permits or tags may be donated to veterans with service-connected disabilities.

Dear Members, Community Partners, and Friends,

Governor Ducey signed HB 2374 to benefit Arizona Military Families. Please see information below.

Ricardo Carlo
Ricardo Carlo, President
Associated Minority Contractors of America
2630 S. 20th Place
Phoenix, Az. 85034
Office: (602) 495-0026 Fax: (602) 252-3749
Cell: (623) 521-8195
3941 E. 29th Street, Suite 605
Tucson, Az. 85711
Toll Free: (877) 619-0026 Cell: (623) 521-8195
E-mail: Web:

PV Chapter Guest Speaker for June 28th is Christine Gannon

The PV Chapter Guest Speaker for June 28th is Christine Gannon

Christine Gannon (Consultant)
Economic Liaison, Phoenix
Office of Transition, Employment, and Economic Impact
U.S. Department of Veterans Affairs
1800 G Street NW, Washington, DC 20006
Phone: 602.370.1425

Christine will be sharing the Veterans Economic Communities Initiative and Veterans Employment Center.  (with) resources the members) can utilize that support Veterans career and education pathways that will be of interest.

The title of the talk could be “The Veterans Economic Communities Initiative”

VECI Website:


Federal contracts in Arizona represent ~ an  $11 BILLION a year market! 

Learn more about accessing this market at a  no-cost/no obligation presentation conducted by  Tom Sheets
The Stonewall Group
June 22, 2016
8:30-11:30 am

302 N First Ave
6th Floor
Phoenix, AZ
Reserve a seat by sending the following info to DBWTFG Jun 22

Proper Handling of Independent Contractors – BookKeeping Tip

May Bookkeeping Tip

Proper Handling of Independent Contractors

Business owners must have accurate, signed independent contractor agreements and signed W-9 Forms on file from the beginning of the company relationship with that individual, LLC, partnership or attorney. As a general rule, all individuals and companies who are NOT incorporated must be issued 1099 forms by your company by January 31 of the following year, if your company paid them more than $600 in the calendar year. Copies must be filed with the IRS by February 28 or March 31 if filed electronically.

Improper recording of transactions for independent contractors in the accounting system, such as identifying contractors as employees or vice versa, can have severe negative consequences and costs to the business owner. If you are uncertain whether someone providing services for your company is an employee or an independent contractor, refer to the IRS guidelines or ask your accounting or tax professional for assistance in making this determination.

Cara Lee

Vet Watch – Cremation Benefits

You have served our country, now let Neptune Society serve you.

What every veteran should know about cremation benefits.

United States Veterans are entitled to be buried or have their ashes interred in any National Cemetery that has available space at no charge. Currently, the Veterans Administration operates 125 national cemeteries, of which 65 are open for new casketed interments and 21 are open to accept cremated remains only. Burial options are limited to those available at a specific cemetery but may include in-ground casket, or interment of cremated remains in a columbarium, in ground or in a scatter garden. The government runs these programs and benefits may change at any time.

Neptune Society helps plan your veteran’s cremation

Neptune Society’s dedicated family services representatives are trained to answer your questions about a veteran’s cremation and help you navigate benefits eligibility and planning. Make your first call to Neptune Society for information on both cremation and veteran’s funeral benefits.

Ask our Family Services Representatives for more information on Veterans cremation benefits.

Through the Veterans Administration, Veterans may also be eligible for the following benefits:

  • $300 reimbursement towards your cremation service
  • Free headstones or markers in granite, marble or bronze
  • Presidential Memorial Certificates

To get more information directly from the Veterans Administration, we recommend the following online resources:

Communicate With Your Bookkeeper

Keep your bookkeeper informed about your finances.

If you get a loan, provide the documentation.  If you take money from the petty  cash box to go out to lunch, provide the receipt with details.  When you receive your monthly or quarterly detailed report, make sure to review the report carefully, communicate corrections and answer questions.

No one knows your business like you do, so timely communication is essential to accurate reports.  A bookkeeper needs to know where the money goes in order to record the information correctly, keep your accounts reconciled and prevent the loss of valuable business deductions.

Cara Lee

Bookkeeping Tip by FAST LLC (Cara Lee)

HAVE AN ORGANIZED, USER-FRIENDLY FILING SYSTEM This is quite possibly the one thing in the lives of many small business owners that could be improved to efficiently save money and time. Establish, and use, an efficient filing system for all paperwork. Ensure that it makes sense for anyone looking for any receipt or document, and where necessary, keep it under lock and key. Make sure that only key personnel have access, and keep rarely used important documents such as passports, asset documentation and other sensitive material in a fire proof safe or safety deposit box. Establish a daily or weekly filing schedule to make sure this system is not neglected, and make sure both business and personal organization is maintained. Like many things in life, establishing a maintenance routine now can prevent huge problems later.
There’s an old joke that being organized is for people who are too lazy to spend time looking for things!
Cara Lee
602 510 6465

March Tax Tip By Febe Gemlich

Military spousal residency relief act of 2009
Have you ever been confused about what your legal residence really is? Domicile (legal residence) is the place you consider home and where you have been physically present (generally this means lived) and formed the intent to remain for the indefinite future and return when temporarily absent.
For service members and their spouses the rules are similar. A service member does not pay State taxes on pay and allowances earned in the State where he or she is assigned (assuming, of course that the State of assignment and domicile are not the same.) In the past, if the spouse had earned income in the state of assignment, the spouse’s income was taxable to that state.
Effective for tax year 2009 and going forward, the Military Spouses Residency Relief Act (MSRRA) changes the basic rules of taxation with respect to military spouses who earn income from services performed in a State in which the spouse is present with the Service Member (SM) in compliance with military orders when that State is not the spouse’s domicile (legal residence.) Under these conditions, the spouse generally will not have to pay income taxes to the current State where income is earned. The spouse, however, would be required to pay income tax to the domiciliary State (assuming that Sate taxes wages.)
While the MSRRA does not allow a spouse to pick or chose a domicile in any State. Domicile is established, not arbitrarily chosen. The spouse must have actually been present in the State established as his or her domicile, and maintained it as such by forming and maintaining the necessary contracts. Similarly, the MSRRA does not allow a spout to “inherit” or assume the military member’s domicile upon marriage.
The law is complicated and fact specific, and because its effect will depend on the interpretations of each State, SMs and their spouses are encouraged to seek free, confidential advice from a military legal assistance office. Legal assistance offices can be found at .

March Tax Tip By Febe Gemlich.
Arizona Coastal Consultants
Phone 602-670-4268
Fax 888-371-3156